Virtual Online Meeting!
Come meet and listen to a mortgage industry expert talking about all the
In's & Out's
of the business and how knowing these things can help you make or save thousands of dollars investing.
- Thursday We are going to answer questions such as
- Which type of loan might be best in different situations
- What are the differences between an FHA and a conventional loan?
- What is a USDA loan, often called a rural development loan?
- Why and how you could qualify for a USDA loan and not even realize it.
- Why are VA loans the desired loan for lots of people but also what are some of the pitfalls nobody tells you about them?
- What is MIP? And how could that severely affect cash flow?
- What is PMI and how could this affect your cashflow.
- What is the difference between MIP and PMI and why it matters?
- Life of loan insurance and why you have to ask questions.
- What is an 80-20 loan or an 80-10-10?
- What is the process of getting a loan and the time frame in today’s market?
- What does it take to qualify today? It might just surprise you!
- Investor loans vs owner occupied loans
- Mortgage fraud and why you never want to go there. (Believe me, you won’t get the sentence in the country club prison-like the rich people do.)
- Sub to transactions and how mortgage companies and banks look at them when applying for a new loan.
- DTI- what is it and why it is one of the most important things that most people overlook
- Don’t go buy a car or furniture or anything on a credit card before closing- EVER!!!!
- Why closing a credit card can kill your chances of getting a loan approval too.
There is so much to learn regarding the mortgage market. Don’t waste this opportunity to get this information from ArkREIA and a local expert in that industry.
Share with your friends and family the link to this meeting.
There is nothing going to be sold.
No high-pressure sales. (Not even a book for sale.)
Just education and networking.
For your success!
Randy Thomason
President
ArkREIA
Robby Cole
is a residential Loan Originator and consultant
to First Time Home Buyers, Accountants, Attorneys, Bankers,
Builders, Financial Planners, Real Estate Investors, and Real Estate Agents. Robby has an Economics Degree from the University of Georgia and is currently one of Arkansas’ only two Military Mortgage Specialists. He is licensed through the NMLS and State of Arkansas Securities Department as a Mortgage Loan Officer, is a guest speaker at real estate schools and industry association meetings and was certified through the National Association of Mortgage Broker’s as a General Mortgage Associate.When Robby is not hard at work helping people finance their next dream home, he lives in Little Rock with his wife Catherine and their children, Trey, AnnMarie and twins, Addison and Charlie Belle. He is active in his church, past Chair of Greater Little Rock Chamber of Commerce Pinnacle Group, vendor liaison for National Association of National Association of Residential Property Managers, affiliate to Little Rock Realtors Association, North Pulaski Board of Realtors and Hot Springs Village Board of Realtors. In addition to involvement in the community, Robby values the work of his team as a critical key to his success.
In 2020, Robby was the recipient of Benchmark Mortgage’s Dynamic Core Value award, given among all employees across the U.S.
Robby was asked what motivates him to do business the way he does. “I try daily to NOT make my business about a transaction or about volume. I understand that helping a family plan the right mortgage helps determine where their children lay their heads, make friends and memories, and dream dreams. And that’s more than just an interest rate!”